Section | Sum Insured (Maximum Amount Payable) |
A. Medical and evacuation expenses | Unlimited** |
Sublimits applying to Section A |
Dental pain relief | $2,000 per person $4,000 per family |
In-hospital cash | $5,000 per person $10,000 per family |
Accompanying person | $5,000 per person $10,000 per family |
Funeral or return of remains to New Zealand | $30,000 per person |
Terrorism cover for medical costs | $100,000 per person or per family |
Ongoing medical treatment in New Zealand | $2,000 per person $4,000 per family |
B. Travel cancellation and additional expenses | Unlimited |
Sublimits applying to Section B |
Delayed travel to a Special Event | $5,000 per person or per family |
Travel delay (after 12 hours delay) | |
$400 per person to a maximum of | $1,200 per person |
$800 per family to a maximum of | $2,400 per family |
Missed connection and travel interruption | $10,000 per person or per family |
Death or hospitalisation of your immediate family living overseas | $2,000 per person $4,000 per family |
C. Luggage, personal money and travel documents | $20,000 per person or per family |
Sublimits applying to Section C |
Per item limit | $3,000 per item per person |
Laptop computers (inclusive of accessories) | $6,000 per item per person |
Limit for any one Specified Item | $10,000 per item per person |
Special medication benefit | $500 per person |
Lost or damaged travel documents | $10,000 per person |
Money | $500 per person or per family |
Luggage delay (after 12 hours delay) to a maximum of | $1,000 per person $5,000 per family |
D. Overseas rental vehicle hire | $8,000 per family |
E. Accident lump sum benefits | |
Death or Permanent Disablement | $50,000 per Platinum Cardholder or spouse $5,000 per dependent child |
Scheduled Travel Accident | $1,000,000 per Platinum Cardholder or spouse $50,000 per dependent child |
F. Personal Liability | $2,500,000 per person or per family |
Sublimits applying to Section F |
Your defence costs | $50,000 per person |
G Unlawful detention | |
Hijack cash | $1,000 per 24 hours to a maximum of $10,000 per person |
Kidnap and ransom | $250,000 per person |
*H. Multi-night cruise cover | For the maximum amounts payable per person or per Family during a Covered Cruise Itinerary refer to Benefit H. and Benefits A. – G., as applicable |
